Miami Beach is expensive—focus on avoiding traps.

– **Auto Service Charges:** Many restaurants add an **18–25%** operations/service charge (check bills/receipts—new 2026 Florida rules require clear disclosure on menus and bills). Don’t double-tip accidentally (could hit 40%+). Gratuity is separate/discretionary.

– **Cash Still Matters:** Small vendors, food trucks, beach spots, and some rentals prefer cash (or add card fees). Use bank/credit union ATMs to avoid high hotel resort fees.

– **Happy Hours Rule:** Save big with 4–7 p.m. deals (2-for-1 drinks, cheap apps) on Lincoln Road, Española Way, or rooftops.

– **Shopping Deals:** Skip pricey Collins Ave boutiques—hit **Dolphin Mall** or **Sawgrass Mills** outlets for real discounts.

**Car Rental Tips:** Get one with **SunPass** (many tolls are cashless—rental companies charge huge admin fees otherwise). Avoid airport-area gas stations (overpriced).

– **Rental Deposits:** For scooters, jet skis, etc.—use **cash** for deposits to speed up refunds and skip long card holds.

– **Parking/Valet Costs:** Hotel valet often **$40–60/night**. Public lots spike during events.

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